Finance Frequently Asked Questions

Learn more about Parker Auto Sales easy financing program

Parker Auto Sales offers in-house financing, along with partnerships with outside banks. For most customers, our financing process is simple and seamless, and we work hard to get you into the perfect vehicle quickly and conveniently.

Click on each question to see the answer.

In short, YES. You do not need perfect credit to finance through Parker Auto Sales. Our finance staff knows that people of all credit ratings need vehicles. We believe that everyone deserves to drive a beautiful and reliable vehicle, regardless of their credit history, and we work hard to approve our customers so that can be the case.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Drivers License, State/Government issued ID, Passport)

Yes, most of our vehicles come with an included warranty. In addition, you deal with us for warranty claims, unlike other warranty companies that require you to call a 1-800 number.

With our down payment program, you get to tell us what down payment you would like to make, and we will do our absolute best to accept that amount. When completing our online pre-approval application, include your down payment amount, and we will carefully evaluate your desired amount. If more money is needed, we will let you know exactly how much. Please note that we do accept most trades, and all equity in your trade will count toward your down payment amount. Our goal is to make your car buying experience fast and pleasant.



lock This form is secure

Server error! Please try again!

I agree to Parker Auto Sales' Privacy Policy and Terms of Use.